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FAQ

»
 What is the difference between pre-qualification and pre-approval?
»
 What is the difference between APR and Interest Rate?
»
 What are discount points?
»
 What are appraisals and surveys?
»
 When am I committed to borrow?
»
 What should I do between contract and closing?
»
 What is the closing?
»
 What does the term "locking the interest rate" mean and how and when should you lock your rate?
»
 What are the bank statement guidelines? Is it okay to use Internet statements, instead of hard copy bank statements, to verify my bank and investment accounts?
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